FarmerMoni Loan GEEP Loan 2026

FarmerMoni is the Federal Government of Nigeria’s interest‑free, collateral‑free loan window for smallholder farmers under the Government Enterprise and Empowerment Programme (GEEP), now managed by the National Social Investment Programmes Agency (NSIPA).

FarmerMoni Loan Summary

Feature	Details
Full Name	FarmerMoni (Farmer + Money)
Parent Programme	Government Enterprise and Empowerment Programme (GEEP)
Administering Agency	National Social Investment Programme Agency (NSIPA)
Launched	2016 (under the NSIP framework)
Loan Amount	Up to ₦300,000
Interest Rate	0% (completely interest-free)
Collateral	Not required (collateral-free)
Target Beneficiaries	Smallholder farmers — crop, livestock, poultry, fisheries, and agro-processing
Coverage	All 36 states and the Federal Capital Territory (FCT)
Repayment Period	Aligned with farming cycles (typically 3–12 months)
Priority Groups	Women farmers, young farmers, and vulnerable agricultural communities

FarmerMoni Eligibility & Requirements

To access the FarmerMoni loan under the FG GEEP scheme, you generally must meet the following:

Basic Eligibility

• Be a Nigerian citizen
• Be at least 18 years old
• Be a smallholder farmer actively engaged in crop, livestock or fish farming in Nigeria
• Reside within any Nigerian state or the FCT

FarmerMoni GEEP Loan Requirements

Exact requirements can change with policy but typically include:

• BVN (Bank Verification Number)
• NIN (National Identification Number)
• Valid means of identification, such as
  • National ID Card
  • Voter’s Card
  • Driver’s License
  • International Passport (where accepted)
• Active mobile phone number
  – for OTPs, verification and loan updates.
• Bank account details
  – bank name and account number for payment and repayment (where applicable).
• Farm information, for example:
  • Type of farming (crop, livestock, fish, or mixed)
  • Farm location (village, town, LGA, state)
  • Farm size (approximate) or number of animals/fish
  • How long you have been farming
• Cooperative/association details (if applicable)
  – for farmers belonging to recognized farmer groups, associations, or cooperatives.

Benefits of FarmerMoni

• Interest‑free loan
  You repay only the principal (no commercial bank interest), under the official terms and timeline.
• Collateral‑free
  Smallholder farmers do not need land titles, buildings, or big guarantors.
• Targeted at real farmers
  Designed for genuine crop, livestock, and aquaculture farmers, especially at a small scale.
• Up to ₦300,000
  Depending on eligibility and program rules, farmers can access up to ₦300,000 to support production.
• Nationwide coverage
  Available across all 36 states and the FCT, in rural and urban farming communities.
• Supports food security
  Helps increase production, improve yields, and reduce poverty in agrarian communities.

FarmerMoni Geep Loan Application Portal

This is the only legitimate portal for all GEEP loan applications, including FarmerMoni. It is operated by the National Social Investment Programme Agency (NSIPA).